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My Lending Squad

Unlock your financial potential with My Lending Squad

Trusted Solutions for Financial Growth

Your trusted partner in navigating loans with confidence – from personal and home loans to business and vehicle financing

How can we help you today?
Rated 5 from 20 Reviews
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Home Loans

With access to hundreds of Home Loans, we’re sure to be able to find the right one for you

Investment Loans

We have access to hundreds of Investment Loan options, let us help you with your investment loan

Refinancing

Whether you’re coming off a fixed rate or paying a variable rate, chances are we can help

Ready to Secure the Right Home Loan?

My Lending Squad—

Your Compass in the Lending Landscape

When life’s milestones or business ambitions call for capital, you need a brokerage partner who can read the market barometer and chart the optimum financing course. My Lending Squad harnesses deep lender networks, data‑driven credit analysis, and agile structuring skills to secure competitive funding solutions for Australian households and enterprises alike.

Our Broker Bench

Behind every approval is a specialist who knows which lender appetite, policy overlay, and risk‑adjusted pricing matrix will best fit your profile. Our MFAA‑accredited brokers combine banking pedigree with fintech fluency, leveraging automated serviceability calculators, real‑time rate engines, and bespoke scenario modelling to present your application in its strongest light—maximising approval odds while minimising turnaround time.

Solutions Tailored to Your Financial Needs

We offer a full range of lending solutions designed around your goals, financial position, and future plans—delivering smarter structures, competitive rates, and ongoing support.

Residential Home Loan

Unlock owner‑occupied or investment property finance with LVRs up to 95 %, offset sub‑accounts, and redraw facilities. We negotiate discretionary rate discounts and waive application fees where possible. Our post‑settlement monitoring keeps you on the sharpest rate curve.

Construction Loan

Staged‑draw funding with interest‑only progress payments, fixed‑price or cost‑plus contract compatibility, and build insurance guidance. We liaise with builders, quantity surveyors, and lenders to ensure each drawdown meets schedule.

Debt Consolidation

Restructure multiple liabilities into a single amortising facility, reducing weighted average interest cost and improving cash‑flow. Credit‑score modelling shows you the uplift before you commit.

Commercial & Business Loan

From working‑capital LOCs to lease‑doc property facilities, we package deals with covenant structures aligned to EBITDA and DSCR requirements. Fast‑track pathways for trade, start‑ups, and med‑fin available.

SMSF Loans

Limited‑recourse borrowing arrangements (LRBAs) for residential or commercial property inside your fund. We handle compliance with SIS Act leverage caps and arm’s‑length terms, collaborating with your auditor and financial planner.

Car Loan

Novated lease, chattel mortgage, or consumer loan—choose the tax structure that suits your balance sheet. Pre‑approval certificates issued within hours and fleet‑level pricing for single vehicles.

First Home Buyer Investment

Take your first step into property ownership with confidence. We guide first-home buyers through grants, concessions, and loan structures while helping you build a strong foundation for future property investment.

Asset Finance

Fund vehicles, equipment, and business assets with flexible finance solutions designed to protect cash flow, optimise tax outcomes, and support long-term growth.

The Brokers Who Guide You With Financial Insight

My Lending Squad began as a boutique brokerage with a single mission: simplify finance without compromising diligence. Over sixteen years we have scaled to a national footprint, yet remain fiercely independent—free to chase whichever lender truly serves the client’s interests. Our culture is rooted in continuous professional development. Every adviser completes annual RG 206 compliance refreshers and attends lender credit‑policy briefings, ensuring advice is both ethical and current. We invest in cybersecurity and ISO‑27001 data protocols so your information stays locked tight.

Why Choose My Lending Squad

With proven expertise, lender access, and a client-first approach, My Lending Squad delivers tailored finance solutions backed by transparent advice and ongoing support.

16 Years OF Experience

Market cycles—from GFC to rising‑rate era—have sharpened our credit instincts. Institutional knowledge translates into resilient deal structuring and proactive risk mitigation.

Trust and Confidentiality

End‑to‑end encryption, strict NDAs, and conflict‑of‑interest checks protect your transaction and your privacy at every touch‑point.

Provide quality service

You receive a dedicated case manager, milestone SMS alerts, and a 24‑hour SLA on queries. Our Net Promoter Score sits consistently above 80.

Get the best support

Post‑settlement reviews, refinancing health checks, and rate‑watch alerts ensure your facility keeps pace with the market long after drawdown.

What Our Clients Are Saying

Hear from our clients who have secured smarter finance solutions and achieved their goals with confidence through My Lending Squad’s specialist guidance.

After years juggling credit‑card debt, I approached Lending Squad. They consolidated everything into one low‑rate facility, lifted my credit score by 120 points, and coached me on budgeting apps. I finally feel in control of my finances.

 - Priya R., Brisbane

Lending Squad turned our complex construction project into a seamless experience. Their broker mapped each progress claim, coordinated the valuer, and secured a rate 45 bps below our bank’s quote—saving us thousands. The communication portal kept every stakeholder in sync.

-  Michaela T., Melbourne

As a medical start‑up we needed equipment finance fast. Lending Squad packaged a cash‑flow projection that spoke the lender’s language, got unconditional approval in five days, and even advised on asset write‑off rules. Professional, precise, and genuinely invested in our success.

- Dr Sameer K., Sydney
This testimonial was given by our customers. They are individual experiences of our customers that have used our service. Your full financial situation would need to be reviewed prior to acceptance of any offer or product.